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Free personal budget software 2018 Offline#

The graphical user-interface can become a little complicated to follow for some users.įact-o-file: The company is privately-owned and its corporate headquarters of the company are based out of Taiwan.

No UPI or wallet-linked fund transfer option.

In-app calculator and number-pad present.

Allows data-syncing and storage (Dropbox, Google Drive).

Allows users to view detailed expense reports.Category-management and daily accounting included.In-app expense distribution is presented through graphics (charts, MS Excel etc.). It adds an extra hassle for the more digitally-aware users, not to forget the ignominy of those who aren't, to these concerns.Ībout the App: It has a nice user interface, and a meticulous design that entails even recording expenses through spreadsheets.

Free personal budget software 2018 Offline#

This has increased the need for the user to monitor changes in DNS address and study the app behaviour during offline sessions to authenticate data security. If DNS data gets stored in the app’s cache, it raises heavy security concerns. Monitoring DNS traffic is important to insure routing proper traffic to one's servers. For example, a user-friendly domain like is changed into a computer-friendly IP address like 64.233.160.0. The focus on personal correspondence by the app has also raised concerns about privacy.ĭNS or Domain Name System is the computerised version of a web address. However, since the launch of its small ticket credit line Walnut Prime, the app's focus has shifted towards credit customisation and loans disbursement than personal budgeting. With over 10 million+ downloads on Google Play, the app has emerged as a leader in the digital personal finances category. In 2018, it was acquired by Capital Float, a fintech startup for $30m. and quickly received major investments from investment from SAIF Partners and Sequoia Capital a year later.

Focus of the app has pivoted recently from budget-tracking to loan selling (via Walnut Prime).įact-o-file: Walnut started out in 2014 under its parent Thumbworks Technologies Pvt.

Data privacy and security concerns as the app is equipped with access to personal communication (SMS and emails).

Designed to link other users and record shared expenses.

Can integrate with UPI to enable in-app payments.

Handles periodic cycles of credit cards.

It also channels data from SMS and email communication to better understand the user's cash outflows. Total downloads for RealByte apps (As of November 2020) was 300,000.Ībout the App: As one of the most popular personal finance apps, it offers category-spending options by splitting entries under various heads (bills, EMIs, SIPs, household expenses, groceries, drinks, food, travel etc.). RealByte only has 5 apps in its portfolio but Google ranks its Money Manager app among its Top 100 apps in more than 100 countries. The app is designed by South Korean Company Realbyte Inc.

The personalisation and illustrative designs still have room for improvement.įact-o-file: Already surpassed 5 million+ downloads.

Backup only available for Google Drive (not Dropbox or Onedrive).

Useful ancillary functions (bookmarking, calculator, instant stats, easy backup and storage).

Your debit and credit entries get adjusted correspondingly so you know how much you'’e expending with each entry.

The double entry bookkeeping and accounting model greatly helps maintain symmetry and regularises expense oversights.Supports almost all major currencies in the world.Comprehensive tracking features (of expense as well as income).It also has a visually optimised calendar to record and plan expenses. Monefy - Budget Tracker and Expense TrackerĪbout the App: Easy access of content/features, convenient infographic representation of data input and reinforced filters to categories expenses are some of the defining features of this app.